The HDFC Bank Diners ClubMiles Credit Card 2024 is making waves in the world of banking with its exclusive benefits and rewards program. For those seeking a credit card that offers more than just standard perks, this card may be the perfect fit. In this comprehensive guide, we will dive into the features, benefits, and eligibility criteria of the HDFC Bank Diners ClubMiles Credit Card 2024. Stay tuned to discover how this card can elevate your banking experience and help you make the most out of your spending in the upcoming year. The Diners Club Miles Credit Card provided by HDFC Bank is one of the top-tier products available from the bank, offering outstanding features and advantages in the travel segment. Despite being primarily a travel credit card, the Diners Club Miles card also provides a diverse array of benefits in dining. It has an annual fee of Rs.1,000 and an interest rate of 3.49%.
HDFC Bank Diners ClubMiles Credit Card 2024 Key Highlights
|
Annual Fee |
Rs. 1,000 + taxes |
|
Reward Points |
Earn 4 reward points per Rs. 150 spent |
|
Dining Benefits |
15% discount and other benefits at some of the finest restaurants |
|
Lounge Access |
6 complimentary lounge visits at over 1,000 lounges worldwide |
- A top-tier travel card featuring a leading air miles program.
- Exchange reward points for air miles using the miles exchange program.
- Access complimentary airport lounge visits at domestic and international airports.
- Enjoy dining discounts at partner establishments.
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Features and Benefits
Welcome gift
- As a welcome gift, you will get 1,000 reward points, which will be credited once the joining fee is paid.
- Also, for every card renewal, you can earn 1,000 reward points as a renewal bonus. However, the bonus is not applicable if the fee is waived off.
Annual fee waiver
The annual fee on the card will be waived off if you spend Rs.1 lakh or more in a year.
Travel Benefits
- You can book flights with over 150 airlines and hotel accommodations from a variety of hotels available at hdfc bank dinersclub.in and receive exclusive perks.
- Get access to over 25 domestic lounges in India and more than 700 lounges worldwide with 6 free visits per year.
- Redeem HDFC credit card reward points for air miles with top airlines.
- Avail a complimentary insurance cover that protects you and your family.
- Air accident coverage worth Rs.1 crore.
- Emergency medical expenses coverage worth up to Rs.25 lakh.
- Credit liability coverage worth Rs.9 lakh.
- Travel insurance coverage worth up to Rs.55,000 in case of loss or delay of baggage.
Reward points programme
- You can earn 4 reward points on every Rs.150 spent on the card.
- You can exchange reward points for air miles with partner airlines and hotels such as British Airways, Singapore Airlines, Trident Hotels, and Club Vistara.
- 1 reward point = 1 air mile.
- Reward points are also eligible for redemption in exchange for gifts and vouchers available in HDFC’s exclusive Rewards Redemption Catalogue.
- Points can also be exchanged for an air ticket or hotel bookings at HDFC Bank Diners Club website. (1 reward point = Re.0.50)
Lifestyle privileges
- You have the opportunity to receive a 15% discount and additional advantages at select top restaurants in your area.
- Get assistance for your travel needs by booking a concierge, which is available 24/7.
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HDFC Diners ClubMiles Credit Card Limit
The HDFC Bank Diners ClubMiles Credit Card’s limit is determined by the bank. HDFC Bank assesses the primary applicant’s credit score, credit report, and various factors to set the credit limit. The applicant’s history of repaying previous and current debts is a significant consideration in this process.
HDFC Diners ClubMiles Credit Card Fees & Charges
|
Type of Fee/charge |
Amount |
|
Joining fee |
Rs.1,000 |
|
Annual fee |
Rs.1,000 |
|
Interest rate |
3.49% per month |
|
Cash withdrawal fee |
2.5% of the withdrawn amount or Rs.500 |
|
Rewards redemption fee |
Rs.99 |
|
Late payment charges |
|
|
Outstation cheque processing charge |
|
|
Cash processing fee |
Rs.100 |
|
Over limit charges |
2.5% of the over-limit amount (minimum Rs.500) |
|
Reissue of lost, stolen or damaged card |
Rs.100 |
|
Foreign currency transaction fee |
3.5% |
|
Payment return charges |
2% of payment amount (minimum Rs.450) |
How to Apply for HDFC Diners ClubMiles Credit Card Online
To apply for the Diners ClubMiles Credit Card online, you can visit the HDFC Bank website directly or apply through browvopetshop for partner benefits. Follow the steps below to complete your application:
- Check your eligibility by clicking the ‘Check Eligibility’ button.
- If eligible, proceed by clicking ‘Apply Now’ and provide the required information.
- Upload the necessary documents and click ‘Submit’ to finalize your application.
Eligibility Criteria and Documents Required
The HDFC Diners ClubMiles Card is available to salaried and self-employed individuals, each with their own set of eligibility criteria.
For salaried individuals: The applicant should be between 21 and 60 years old.
For self-employed individuals: The applicant must be between 21 and 65 years old.
Documents Required
- Address Proof
- Ration Card
- Voter ID
- Passport
- Aadhaar card
- Proof of Identity
- Driving License
- Aadhaar card
- Passport
- Income Proof
- Salary Slip
- Form 16
- IT Returns
Similar Credit Cards from Other Banks
|
Credit Card |
Annual Fee |
Comparative Feature |
|
HDFC Diners Club Black Credit Card |
Rs. 10,000 |
|
|
Citi® PremierMiles Credit Card |
Rs. 3,000 |
|
|
Air India SBI Signature Credit Card |
Rs. 4,999 |
|
|
Air India SBI Platinum Credit Card |
Rs. 1,499 |
|
|
Axis Bank Vistara Credit Card |
Rs. 1,500 |
|
Other Travel Credit Cards
|
Credit Card |
Annual Fee |
Key Feature |
Rating Results |
|
Air India SBI Signature Credit Card |
Rs. 4,999 |
|
3.6/5 |
|
Standard Chartered Emirates World Credit Card |
Rs. 3,000 |
|
3.7/5 |
|
SBI Card Elite |
Rs. 4,999 |
|
N/A |
HDFC Bank Diners ClubMiles Credit Card Images
