IndusInd Bank Platinum Aura Edge Credit Card 2024 The IndusInd Platinum Aura Edge Credit Card is designed for shopping and provides versatile reward schemes for various categories such as department store purchases, consumer electronics acquisitions, hotel reservations, dining expenses, and more. It is particularly suitable for individuals new to credit due to its lenient eligibility requirements. If you enjoy traveling and shopping, this credit card could be a great choice for you.
Are you looking for a credit card that offers premium benefits and exclusive rewards? Introducing the IndusInd Bank Platinum Aura Edge Credit Card 2024. Designed to cater to your banking needs with top-notch services and perks, this credit card is a game-changer in the financial world. In this informative blog post, we will delve into the features of the IndusInd Bank Platinum Aura Edge Credit Card 2024, including its rewards program, annual fees, interest rates, and other important details you need to know before applying. Stay tuned to discover how this credit card can elevate your banking experience in 2024 and beyond.
IndusInd Bank Platinum Aura Edge Credit Card 2024 Key Highlights
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Minimum Income Requirement | |
| 4 savings points per Rs. 100 spent at departmental stores and grocery |
Features & Benefits
Here are the benefits provided by the IndusInd Platinum Aura Edge Credit Card, which include reward points for purchases, fuel surcharge waiver, insurance coverage, and complimentary vouchers.
| With the Platinum Aura Edge Credit Card, you can enjoy 1% waiver on fuel surcharge at all the petrol stations across India. |
| The Platinum Aura Edge credit card offered by IndusInd Bank is a chip-based contactless card. You can make payments that are secure, convenient, and fast. |
| You have the flexibility to choose from any of the 4 reward plans |
| Earn up to 8x reward points on specific merchants |
| Get discount vouchers on using your credit card to shop on brands like Flipkart, Amazon, Zee5, Uber, Ola, Apollo Pharmacy, Big Bazaar, etc. |
| Get an accident insurance cover of up to Rs.25 lakh |
Fees and Charges
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| - 3.83% monthly
- 46% per annum
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| - Outstanding balance up to Rs.100- Nil
- For Rs.101 to Rs.500 – Rs.100
- From Rs.501 to Rs.1,000- Rs.350
- From Rs.1,001 to Rs.10,000- Rs.550
- From Rs.10,001 to Rs.25,000- Rs.800
- From Rs.25,001 to Rs.50,000- Rs.1,100
- Above Rs.50,000- Rs.1,300
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| 2.5% of Over Limit Amount subject to a minimum of Rs.500 |
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| 2.5% of the advance amount subject to a minimum of Rs.300 (waived off for PIONEER Heritage, PIONEER Legacy and Legend Credit Card) |
Balance Enquiry Charges on Non-IndusInd Bank ATMs | |
Machine Surcharge at ATMs | Passed at applicable rates to customer |
Outstation Cheque Processing Fee | Please note that the outstation cheques only from IndusInd Bank locations can be accepted |
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Cash Payment Fee at IndusInd Bank Branch | |
Duplicate Statement Request | |
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Eligibility Criteria
| The applicant must be at least 18 years old. |
| He or she must be a citizen of India. |
| The applicant must be either salaried or self-employed. |
| The applicants who hold a good credit score have a higher change of being eligible for the card. |
Documents Required
Proof of Address | Identity Proof | Income Proof |
Ration Card | Voter ID | Salary Slip |
Aadhaar Card | Aadhaar Card | Form 16 |
Voter ID | Driving Licence | IT Returns |
Passport |
How to Apply for IndusInd Bank Platinum Aura Edge Credit Card?
Step 1: Select the ‘Apply Now’ button located at the top of the page.
Step 2: You will then be directed to the eligibility criteria form on the following page.
Step 3: After providing your details, eligible applicants will see the application page.
Step 4: Fill out the online application form and select ‘Submit.’
Step 5: Upload and send the necessary documents.
READ ALSO: IndusInd Bank Platinum Credit Card
Travel Plan
Travel Insurance Cover
Terms and Conditions apply
IndusInd Bank Platinum Aura Edge Credit Card Reward Points
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Platinum Aura Edge Shop Plan
| Savings points on Rs 100 spent |
Shopping in departmental stores | |
Purchase of consumer durables or electronic items | |
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Platinum Aura Edge Home Plan
| Savings points on Rs 100 spent |
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Platinum Aura Edge Travel Plan
| Savings points on Rs 100 spent |
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Platinum Aura Edge Party Plan
| Savings points on Rs 100 spent |
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Shopping in departmental stores | |
Payments in bars and pubs | |
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Other Benefits
- Insurance Coverage: Up to Rs. 25 lakh coverage including:
- Lost Baggage: Rs. 1 lakh
- Delayed Baggage: Rs. 25,000
- Loss of Passport: Rs. 50,000
- Lost Ticket: Rs. 25,000
- Missed Connection: Rs. 25,000
- Air Accident Insurance: Rs. 25 lakh
- Fuel Surcharge Waiver: 1% waiver on fuel surcharge for transactions between Rs. 400 to Rs. 4,000 at all petrol pumps in India.
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Reward Redemption Options
| 1 reward point = Rs. 0.35 |
Against miles on InterMiles | 100 reward points =Up to 100 InterMiles |
| 100 reward points = 50 CV Points |
| Up to 25% of the bill payment amount or 25% of reward points balance (whichever is lower) |
To redeem rewards with partner airlines, a minimum of 500 reward points is needed, redeemable only in increments of 100. Within one statement cycle, you can redeem up to 10,000 reward points for cash credit. Contact 18602677777 for redemption or refer to the bank’s website for further details.
IndusInd Bank Platinum Aura Edge Credit Card 2024 Images