IndusInd Bank Platinum Aura Edge Credit Card 2025 The IndusInd Platinum Aura Edge Credit Card is designed for shopping and provides versatile reward schemes for various categories such as department store purchases, consumer electronics acquisitions, hotel reservations, dining expenses, and more. It is particularly suitable for individuals new to credit due to its lenient eligibility requirements. If you enjoy traveling and shopping, this credit card could be a great choice for you.
Are you looking for a credit card that offers premium benefits and exclusive rewards? Introducing the IndusInd Bank Platinum Aura Edge Credit Card 2025. Designed to cater to your banking needs with top-notch services and perks, this credit card is a game-changer in the financial world. In this informative blog post, we will delve into the features of the IndusInd Bank Platinum Aura Edge Credit Card 2025, including its rewards program, annual fees, interest rates, and other important details you need to know before applying. Stay tuned to discover how this credit card can elevate your banking experience in 2025 and beyond.
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IndusInd Bank Platinum Aura Edge Credit Card 2025 Key Highlights
Best Suited for
Shopping
Joining Fee
Rs. 500
Renewal Fee
Nil
Minimum Income Requirement
Rs. 25,000 p.m.
Best Feature
4 savings points per Rs. 100 spent at departmental stores and grocery
Features & Benefits
Here are the benefits provided by the IndusInd Platinum Aura Edge Credit Card, which include reward points for purchases, fuel surcharge waiver, insurance coverage, and complimentary vouchers.
Fuel Benefits
With the Platinum Aura Edge Credit Card, you can enjoy 1% waiver on fuel surcharge at all the petrol stations across India.
Contactless Benefits
The Platinum Aura Edge credit card offered by IndusInd Bank is a chip-based contactless card. You can make payments that are secure, convenient, and fast.
Reward Plans
You have the flexibility to choose from any of the 4 reward plans
Reward Points
Earn up to 8x reward points on specific merchants
Discounts
Get discount vouchers on using your credit card to shop on brands like Flipkart, Amazon, Zee5, Uber, Ola, Apollo Pharmacy, Big Bazaar, etc.
Accident Insurance Cover
Get an accident insurance cover of up to Rs.25 lakh
Fees and Charges
Type of Charge
Fee
Joining fee
Rs.500
Annual Fee
NIL
Add-on credit card fee
NIL
Finance charges
3.83% monthly
46% per annum
Late payment fees
Outstanding balance up to Rs.100- Nil
For Rs.101 to Rs.500 – Rs.100
From Rs.501 to Rs.1,000- Rs.350
From Rs.1,001 to Rs.10,000- Rs.550
From Rs.10,001 to Rs.25,000- Rs.800
From Rs.25,001 to Rs.50,000- Rs.1,100
Above Rs.50,000- Rs.1,300
Over limit charges
2.5% of Over Limit Amount subject to a minimum of Rs.500
Returned cheque
Rs.250
Cash advance charges
2.5% of the advance amount subject to a minimum of Rs.300 (waived off for PIONEER Heritage, PIONEER Legacy and Legend Credit Card)
Balance Enquiry Charges on Non-IndusInd Bank ATMs
Rs.25
Machine Surcharge at ATMs
Passed at applicable rates to customer
Outstation Cheque Processing Fee
Please note that the outstation cheques only from IndusInd Bank locations can be accepted
Up to 25% of the bill payment amount or 25% of reward points balance (whichever is lower)
To redeem rewards with partner airlines, a minimum of 500 reward points is needed, redeemable only in increments of 100. Within one statement cycle, you can redeem up to 10,000 reward points for cash credit. Contact 18602677777 for redemption or refer to the bank’s website for further details.
IndusInd Bank Platinum Aura Edge Credit Card 2025 Images
