IndusInd Bank Platinum Aura Edge Credit Card 2024 Highlights, Features, Benefits, Fees, Charges, Eligibility Criteria and Documents Required

IndusInd Bank Platinum Aura Edge Credit Card 2024 The IndusInd Platinum Aura Edge Credit Card is designed for shopping and provides versatile reward schemes for various categories such as department store purchases, consumer electronics acquisitions, hotel reservations, dining expenses, and more. It is particularly suitable for individuals new to credit due to its lenient eligibility requirements. If you enjoy traveling and shopping, this credit card could be a great choice for you.

Are you looking for a credit card that offers premium benefits and exclusive rewards? Introducing the IndusInd Bank Platinum Aura Edge Credit Card 2024. Designed to cater to your banking needs with top-notch services and perks, this credit card is a game-changer in the financial world. In this informative blog post, we will delve into the features of the IndusInd Bank Platinum Aura Edge Credit Card 2024, including its rewards program, annual fees, interest rates, and other important details you need to know before applying. Stay tuned to discover how this credit card can elevate your banking experience in 2024 and beyond.

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IndusInd Bank Platinum Aura Edge Credit Card 2024 Key Highlights

Best Suited for

Shopping

Joining Fee

Rs. 500

Renewal Fee

Nil

Minimum Income Requirement

Rs. 25,000 p.m.

Best Feature

4 savings points per Rs. 100 spent at departmental stores and grocery

Features & Benefits

Here are the benefits provided by the IndusInd Platinum Aura Edge Credit Card, which include reward points for purchases, fuel surcharge waiver, insurance coverage, and complimentary vouchers.

Fuel Benefits

With the Platinum Aura Edge Credit Card, you can enjoy 1% waiver on fuel surcharge at all the petrol stations across India.

Contactless Benefits

The Platinum Aura Edge credit card offered by IndusInd Bank is a chip-based contactless card. You can make payments that are secure, convenient, and fast.

Reward Plans

You have the flexibility to choose from any of the 4 reward plans

Reward Points

Earn up to 8x reward points on specific merchants

Discounts

Get discount vouchers on using your credit card to shop on brands like Flipkart, Amazon, Zee5, Uber, Ola, Apollo Pharmacy, Big Bazaar, etc.

Accident Insurance Cover

Get an accident insurance cover of up to Rs.25 lakh

Fees and Charges

Type of Charge

Fee

Joining fee

Rs.500

Annual Fee

NIL

Add-on credit card fee

NIL

Finance charges

  • 3.83% monthly
  • 46% per annum

Late payment fees

  • Outstanding balance up to Rs.100- Nil
  • For Rs.101 to Rs.500 – Rs.100
  • From Rs.501 to Rs.1,000- Rs.350
  • From Rs.1,001 to Rs.10,000- Rs.550
  • From Rs.10,001 to Rs.25,000- Rs.800
  • From Rs.25,001 to Rs.50,000- Rs.1,100
  • Above Rs.50,000- Rs.1,300

Over limit charges

2.5% of Over Limit Amount subject to a minimum of Rs.500

Returned cheque

Rs.250

Cash advance charges

2.5% of the advance amount subject to a minimum of Rs.300 (waived off for PIONEER Heritage, PIONEER Legacy and Legend Credit Card)

Balance Enquiry Charges on Non-IndusInd Bank ATMs

Rs.25

Machine Surcharge at ATMs

Passed at applicable rates to customer

Outstation Cheque Processing Fee

Please note that the outstation cheques only from IndusInd Bank locations can be accepted

Foreign Currency Mark-up

1.8%

Cash Payment Fee at IndusInd Bank Branch

Rs.100

Duplicate Statement Request

Rs.100

Re-issue/Replacement

Rs.100

Charge-slip Request

Rs.300

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Eligibility Criteria 

Age

The applicant must be at least 18 years old.

Nationality

He or she must be a citizen of India.

Employment status

The applicant must be either salaried or self-employed.

Credit Score

The applicants who hold a good credit score have a higher change of being eligible for the card.

Documents Required

Proof of Address

Identity Proof

Income Proof

Ration Card

Voter ID

Salary Slip

Aadhaar Card

Aadhaar Card

Form 16

Voter ID

Driving Licence

IT Returns

Passport

How to Apply for IndusInd Bank Platinum Aura Edge Credit Card?

Step 1: Select the ‘Apply Now’ button located at the top of the page.

Step 2: You will then be directed to the eligibility criteria form on the following page.

Step 3: After providing your details, eligible applicants will see the application page.

Step 4: Fill out the online application form and select ‘Submit.’

Step 5: Upload and send the necessary documents.

READ ALSO: IndusInd Bank Platinum Credit Card

Travel Plan

Travel Insurance Cover

Coverage

Sum Assured*

Delayed baggage

Rs. 25,000

Lost Baggage

Rs. 1 lakh

Lost Ticket

Rs. 25,000

Loss of Passport

Rs. 50,000

Missed connection

Rs. 25,000

Terms and Conditions apply

IndusInd Bank Platinum Aura Edge Credit Card Reward Points

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Platinum Aura Edge Shop Plan

Spend Categories

Savings points on Rs 100 spent

Shopping in departmental stores

4 savings points

Purchase of consumer durables or electronic items

2 savings points

Restaurant bills

1.5 savings points

Books

1.5 savings points

All other spends

0.5 savings points

Platinum Aura Edge Home Plan

Spend Categories

Savings points on Rs 100 spent

Grocery shopping

4 savings points

Cellphone bills

1.4 savings points

Electricity bills

1.4 savings points

Insurance premium

1.4 savings points

Medical spends

1.5 savings points

All other spends

0.5 savings points

Platinum Aura Edge Travel Plan

Spend Categories

Savings points on Rs 100 spent

Hotel expenses

4 savings points

Airline tickets

2.5 savings points

Car rental expenses

1.5 savings points

Rail tickets

1.5 savings points

All other spends

0.5 savings points

Platinum Aura Edge Party Plan

Spend Categories

Savings points on Rs 100 spent

Restaurant bills

4 savings points

Shopping in departmental stores

2 savings points

Payments in bars and pubs

2 savings points

Movie tickets

1.5 savings points

All other spends

0.5 savings points

Other Benefits

  1. Insurance Coverage: Up to Rs. 25 lakh coverage including:
  2. Lost Baggage: Rs. 1 lakh
  3. Delayed Baggage: Rs. 25,000
  4. Loss of Passport: Rs. 50,000
  5. Lost Ticket: Rs. 25,000
  6. Missed Connection: Rs. 25,000
  7. Air Accident Insurance: Rs. 25 lakh
  8. Fuel Surcharge Waiver: 1% waiver on fuel surcharge for transactions between Rs. 400 to Rs. 4,000 at all petrol pumps in India.

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Reward Redemption Options

Cash Credit

1 reward point = Rs. 0.35

Against miles on InterMiles

100 reward points =Up to 100 InterMiles

Against miles on Vistara

100 reward points = 50 CV Points

Pay with Rewards

Up to 25% of the bill payment amount or 25% of reward points balance (whichever is lower)

To redeem rewards with partner airlines, a minimum of 500 reward points is needed, redeemable only in increments of 100. Within one statement cycle, you can redeem up to 10,000 reward points for cash credit. Contact 18602677777 for redemption or refer to the bank’s website for further details.

IndusInd Bank Platinum Aura Edge Credit Card 2024 Images

IndusInd Bank Platinum Aura Edge Credit Card

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