ICICI Bank Shares 2025 Spike 3% as Q2 Numbers Beat Estimates, Analysts Lift Target Price

ICICI Bank shares surged by 3.1% to ₹1,294.55 in early trading on October 28, 2025, following the bank’s impressive Q2FY25 results, which exceeded market expectations. The robust performance, characterized by a core return on assets (RoA) of 3.1%, has prompted analysts to raise their target prices while maintaining a ‘buy’ rating. ICICI’s focus on high-quality assets has contributed to a resilient balance sheet, enabling the bank to navigate sector pressures effectively.

ICICI Bank Shares 2025

The bank’s quarterly performance stands out amidst broader industry challenges, including slower deposit growth and rising asset quality concerns. Analysts noted that ICICI Bank not only outperformed its peers but also showcased strong operational metrics, such as a 4% quarter-on-quarter growth in core profit before provisions (PPOP). This exceptional performance has encouraged several brokerage firms to revise their target prices upward, reflecting confidence in ICICI’s strategic direction and cost control measures.

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Overview of ICICI Bank Shares

Share Price Movement Details
Current Price ₹1,294.55
Percentage Change +3.1%

Analyst Target Price Revisions

Brokerage Firm Previous Target Price New Target Price
Nuvama Institutional Equities ₹1,450 ₹1,470
Prabhudas Lilladher ₹1,520 ₹1,640
Jefferies ₹1,460 ₹1,550
Investec ₹1,350 ₹1,450

Q2FY25 Financial Highlights

Financial Metric Q2FY25 Results
Core Net Interest Income ₹20,048 crore
Profit After Tax ₹11,746 crore
Core Operating Profit ₹16,043 crore

Performance Against Peers

Comparison Metric ICICI Bank Peer Average
Core RoA 3.1% Lower
Gross NPA Ratio 1.97% Higher
Net NPA Ratio 0.42% Higher

Growth Drivers for ICICI Bank

Growth Driver Description
Loan Portfolio Expansion 15.7% increase
Non-Interest Income Growth 10.8% increase
Effective Cost Controls Maintained core PPoP

Market Position and Outlook

Market Position Description
Second-Largest Private Bank Strong market presence
Premium to Peers Expected to expand

Analyst Sentiment

Sentiment Details
Buy Ratings Multiple brokerages maintain ‘buy’
Confidence in Management Strong operational metrics observed

Provisions and Asset Quality

Provision Metrics Q2FY25 Details
Total Provisions ₹1,233 crore
Provision Coverage Ratio 0.4% of loan book
Best-in-Class Provisions 43 bps

Summary of Key Financials

Financial Indicator Q2FY25 Figures
Operating Profit Growth 12.1% YoY
PAT Growth 14.5% YoY
Core NIM 4.27%

Quarterly Performance Analysis

Performance Metric Description
QoQ Slippage Lower compared to peers
Fee Income 13.3% increase
Opex Management Effective cost controls

Investment Rationale

Rationale Details
Strong Earnings Performance Consistent growth observed
Resilience Amid Sector Stress Outperformance in challenging conditions

Future Projections

Projection Aspect Description
Target Price Outlook Expected to rise further
Growth in Loan Demand Anticipated increase in financing needs

ICICI Bank Shares Conclusion

Conclusion Summary
Positive Growth Outlook Analysts expect continued growth
Strong Market Position Solid fundamentals and growth potential

ICICI Bank Shares Summary

ICICI Bank’s strong Q2 results have not only buoyed its share price but also reinforced investor confidence, leading to multiple upward revisions in target prices by analysts. This reflects the bank’s effective management, resilience in a challenging environment, and strong financial metrics that position it favorably for future growth.

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